Basic Eligibility Requirements

To qualify for SSDI in Minnesota, you must meet both work history and medical condition requirements:

• Work Credits – You need enough work credits from paying Social Security taxes. Most people need about 40 credits, with 20 earned in the last 10 years. Younger workers may qualify with fewer.
• Medical Disability – Your condition must prevent you from working for at least 12 months or be expected to result in death.

Medical Criteria for SSDI

The SSA uses strict medical standards to decide if you are disabled:

• Listing of Impairments – If your condition appears on the SSA’s official list, you may automatically qualify.
• Residual Functional Capacity (RFC) – If not listed, the SSA looks at how much you can still do physically and mentally.
• Treatment Records – You must provide consistent medical evidence, including doctor’s notes, test results, and hospital records.

SSA’s Five-Step Evaluation Process

The SSA uses a step-by-step system to evaluate disability:

• Are you working above Substantial Gainful Activity (SGA)?
• In 2025, SGA is $1,550/month for most applicants and $2,590/month for blind applicants.
• Is your condition severe?
• It must significantly limit your ability to perform basic work activities.
• Does your condition meet a listed impairment?
• If yes, you may qualify automatically.
• Can you do past work?
• The SSA checks if you can return to previous jobs.
• Can you do other work?
• If you cannot adjust to any other work, you may qualify for SSDI.

How to Strengthen Your Application in Minnesota

• Keep detailed medical records and follow treatment plans.
• Work closely with your doctors and request written statements about your limitations.
• Provide complete and accurate information about your work history.
• Apply online at www.ssa.gov or through your local SSA office in Minnesota.